Investment Update 12 April 2019

Investment update

Results for holding the these stocks for 7.25 years.

Company	1/2/2012	12/4/2019	Total Dividend	Dividend Yield	Percentage Gain/Loss excl. dividend	Compounded Gain/Loss excl. dividend
US-listed Companies
McDonald's	$ 99.39	$ 191.60	$ 26.20	4.37%	92.8%	9.48%
Coca-Cola (2x)	$ 69.70	$ 93.48	$ 17.97	4.51%	34.1%	4.13%
Starbucks (2x)	$ 46.17	$ 153.30	$ 11.40	5.98%	232.0%	18.0%
Walt Disney	$ 38.85	$ 130.06	$ 8.96	4.43%	234.8%	18.1%
Las Vegas Sands	$ 43.76	$ 66.87	$ 19.07	6.90%	52.8%	6.02%
Total Investment	$ 297.87	$ 635.31	$ 13.74	4.61%	83.3%	11.01%

Dear all, 

The above table shows the returns after about 7 years of investment in the chosen stock since we started in January 2012. All prices above are for 1 share.

As you can see, the total dividends collected for past 7 years is $83.60, a good 28% of invested funds.
The 2018 dividend yield for all the chosen shares is 5.24%.

Excluding dividend, our investment value compounded 11.01% for the past 7 years. The best investment is still Disney and Starbucks, both compounding at about 18% for past 7 years.
$10,000 invested in these 2 stocks would have reached a value of $31.854.74 today. If you were to sell the shares of Disney today, you would receive $34,157.46.

Meanwhile, we shall just relax and wait for the next investment update.

Cheers.

Update as 26 September 2018 (3Q 2018)

Investment update

Results for holding the these stocks for 6.75 years.

Company	1/2/2012	9/2/2018	Annual Dividend	Dividend Yield	Percentage Gain/Loss excl. dividend	Compounded Gain/Loss excl. dividend
US-listed Companies
McDonald's	$ 99.39	$ 166.41	$ 4.04	4.06%	67.4%	7.93%
Coca-Cola (2x)	$ 69.70	$ 91.36	$ 2.96	4.25%	31.1%	4.09%
Starbucks (2x)	$ 46.17	$ 113.80	$ 2.20	4.76%	146.4%	14.3%
Walt Disney	$ 38.85	$ 113.63	$ 1.62	4.17%	192.5%	17.2%
Las Vegas Sands	$ 43.76	$ 60.66	$ 2.92	6.67%	38.6%	4.96%
Total Investment	$ 297.87	$ 545.86	$ 13.74	4.61%	83.3%	9.39%

Update as at 11 April 2017

 Savings compounded 10.9% per year for the past 5 years.

 Total percentage gain (excluding dividend) 67.7% in 5 years.

Company	1/2/2012	11/4/2017	Annual Dividend	Dividend Yield	Percentage Gain/Loss excl. dividend	Compounded Gain/Loss excl. dividend
US-listed Companies
McDonald's	$ 99.39	$ 129.98	$ 3.36	3.68%	30.8%	5.51%
Coca-Cola (2x)	$ 69.70	$ 85.38	$ 2.84	4.07%	22.4%	4.14%
Starbucks (2x)	$ 46.17	$ 115.90	$ 1.80	3.90%	151.0%	20.2%
Walt Disney	$ 38.85	$ 112.67	$ 1.49	3.84%	190.0%	23.7%
Las Vegas Sands	$ 43.76	$ 55.56	$ 2.89	6.60%	27.0%	4.89%
Total Investment	$ 297.87	$ 499.49	$ 12.38	4.16%	67.7%	10.9%

Working on a new site.

Dear followers,

I am working on a new site. Will update once it's done.

Cheers.

Growth after almost 5 years of investment

Dear all,

It was another hectic year to rebuild the business, and hard work has paid off.

Company	1/2/2012	2/12/2016	Total Dividend	Dividend %	Percentage Gain/Loss	Compounded Gain/Loss
US-listed Companies
McDonald's	$ 99.39	$ 118.24	$ 16.23	16.3%	35.3%	6.23%
Coca-Cola (2x)	$ 69.70	$ 80.72	$ 11.13	16.0%	31.8%	5.67%
Starbucks (2x)	$ 46.17	$ 114.42	$ 5.37	11.6%	160.1%	21.0%
Walt Disney	$ 38.85	$ 98.50	$ 4.84	12.5%	166.0%	21.6%
Las Vegas Sands	$ 43.76	$ 60.99	$ 11.56	26.4%	65.8%	10.6%
Total Investment	$ 297.87	$ 472.87	$ 49.13	16.5%	75.2%	11.9%

Investment made in 2012 has compounded close to 12% per annum. That is, a $10,000 investment $17,545 after 5 years.

While the economy is showing signs of weakness in the coming couple of years, we should use this as an opportunity to find wonderful companies to invest into.

In my last post, I mentioned to keep a lookout at Burger King (merged with Tim Hortons) and Microsoft ($52.64 to $59.21). Microsoft will still have room for going upwards.

In Singapore, Seng Siong is a good investment but the P/E ratio of 30 is way too high to put your money into. We shall continue to monitor and look at the growth potential of Seng Siong. Meanwhile, it is worth the time to observe OCBC Bank and UOB Bank.

Cheers.

Growth after three and a half years of investment

Hi all, 

Sorry for not being able to the update the blog sooner. It has been a hectic year as I am rebuilding my company's brand after a partnership gone sour. 

Good to be back to give an update on the investments.

I will not be updating the Singapore shares from now till further notice as savings will not grow if we invest in Singapore Companies. However OCBC Bank will be a good investment if you are looking at the banking sector. Any price below S$9.00 is a good buy, which happened a few months back.

On the other hand, US companies are still good to invest in. Starbucks and Walt Disney will continue to grow, hence still a good stock to hold on to. Other companies worth looking out for: Burger King and Microsoft.

Company	1/2/2012	23/10/2015	Total Dividend	Dividend Yield	Percentage Gain/Loss	Compounded Gain/Loss
US-listed Companies
McDonald's	$ 99.39	$ 112.59	$ 12.67	12.7%	26.0%	6.8%
Coca-Cola (2x)	$ 69.70	$ 85.58	$ 8.37	12.0%	34.8%	8.9%
Starbucks (2x)	$ 46.17	$ 125.22	$ 3.67	7.9%	179.2%	34.1%
Walt Disney	$ 38.85	$ 113.09	$ 3.42	8.8%	199.9%	36.9%
Las Vegas Sands	$ 43.76	$ 49.19	$ 8.75	19.9%	32.4%	8.3%
Total Investment	$ 297.87	$ 485.67	$ 36.88	12.4%	75.4%	17.4%
Cheers.

Hi all,

Another year has passed.

I will be using the stock price as at 30 March 2015, to gauge our selected investment for the past 39 months.

Grand Apex Holdings Pte Ltd has offered to buy all Popular Holdings shares at $0.32 per share in March 2015. After this, I will not analyse any more Popular Holdings shares.

Coca-Cola had a 2 for 1 split in July 2012. Hence dividend received after that is multiplied by 2. Share price is also multiplied by 2.

Company	1/2/2012	31/3/2015	Total Dividend	Dividend Yield	Percentage Gain/Loss	Compounded Gain/Loss
US-listed Companies
McDonald's	$ 99.39	$ 97.88	$ 10.12	10.2%	8.7%	2.8%
Coca-Cola (2x)	$ 69.70	$ 81.02	$ 7.38	10.6%	26.8%	8.2%
Starbucks	$ 46.17	$ 95.98	$ 3.03	3.9%	114.4%	29.0%
Walt Disney	$ 38.85	$ 106.12	$ 2.76	1.9%	180.3%	41.0%
Las Vegas Sands	$ 43.76	$ 55.29	$ 7.80	17.8%	44.2%	13.0%
Total Investment	$ 297.87	$ 436.29	$ 31.09	6.4%	45.2%	16.1%
Singapore-listed Companies
Singpost	$ 0.935	$ 1.970	$ 0.200	21.4%	132.1%	32.4%
SPH	$ 3.740	$ 4.190	$ 0.850	22.7%	34.8%	10.5%
Breadtalk	$ 0.550	$ 1.360	$ 0.061	11.1%	158.4%	37.2%
Popular Holdings	$ 0.164	$ 0.320	$ 0.033	20.1%	115.2%	29.1%
Total Investment	$ 5.389	$ 7.840	$ 1.144	21.2%	66.7%	18.6%
Grand Total	$ 303.259	$ 444.13	$ 32.234	10.6%	57.1%	16.2%

Value of investment after 24 months

Dear all,

It is the end of another good year. In this post, we will see how much we have gained for the past two years for the stocks that we have bought in January 2012.

If you refer to the table below. I would say that we have a very good investment portfolio. There may be some changes that we need to make. McDonald's has not been making good progress. This may be because McDonald's have been categorised as a Value Company instead of a Growth Company. The other companies are still able to give us a double-digits growth, hence we should be happy with the growth in our investment.

Our total growth is still good at 20.4% compounded for 2 years. It means that if we were to invest $10,000 in the January 2012, We would have $14,500 today. This $4,500 gain is so much more than the meagre interest that you would earn in fixed deposits. 20.4% compounded gain is also higher that the average inflation of 6% for the past two years. Meanwhile, I am still happy with the current investment and let's see how much we will get at the end of 2014.

Cheers.

Disclaimer: Readers are advised to exercise their own discretion when investing. Stock investment is considered high-risks

Company	1/2/2012	31/12/2013	Total Dividend	Dividend Yield	Percentage Gain/Loss	Compunded Gain/Loss
US-listed Companies
McDonald's	$ 99.390	$ 97.030	$ 6.690	6.7%	4.4%	2.2%
Coca-Cola	$ 69.700	$ 82.620	$ 4.790	6.9%	25.4%	12.0%
Starbucks	$ 46.170	$ 78.390	$ 1.780	3.9%	73.6%	31.8%
Walt Disney	$ 38.850	$ 76.400	$ 0.750	1.9%	98.6%	40.9%
Las Vegas Sands	$ 43.760	$ 78.870	$ 5.150	11.8%	92.0%	38.6%
Total Investment	$ 297.870	$ 413.310	$ 19.160	6.4%	45.2%	20.5%
Singapore-listed Companies
Singpost	$ 0.935	$ 1.350	$ 0.125	13.4%	57.8%	25.6%
SPH	$ 3.740	$ 4.000	$ 0.640	17.1%	24.1%	11.4%
Breadtalk	$ 0.550	$ 0.895	$ 0.033	6.0%	68.7%	29.9%
Popular Holdings	$ 0.164	$ 0.240	$ 0.023	14.0%	60.4%	26.6%
Total Investment	$ 5.389	$ 6.485	$ 0.821	15.2%	35.6%	16.4%
Grand Total	$ 303.259	$ 419.795	$ 19.981	6.6%	45.0%	20.4%

18 months report card

Hi everyone,

Sorry to have kept you waiting. It's has been almost a year after my last post talking about our investment report card 8 months after the new stock selection in January 2012. For the past year, Jac's Learning Centre Pte Ltd was undergoing a merger. After the merger, we have set up new branches and coming up with new projects have kept me busy for almost a year and I really missed sharing my investment views with you. For more information about our branches and new projects, please refer to http://www.jlc.com.sg

It's nice to be back and I want to show you that the investment choices that I have made in January 2012 allowed me to sleep comfortably at night. I wanted to show you that once you have made a sound investment in good companies, you can focus on your work without any worries.

18 months has passed since my last selection of companies in January 2012. Let us look at the gains that we have made with those investments.

Company	Price on 4 January  2012	Price on 29 July 2013	Total Dividends for   past 18 months	Percentage          gain/loss (include dividend)
US-listed Companies
McDonald's	$     99.39	$          97.87	$   5.110	+3.6%
Coca-Cola (Split on 13/8/12)	$     69.70	$          80.56	$   3.670	+20.8%
Starbucks	$     46.17	$          72.45	$   1.310	+59.8%
Walt Disney	$     38.85	$          64.61	$   0.750	+68.2%
Las Vegas Sands	$     43.76	$          54.85	$   4.450	+35.5%
US Performance	$  297.87	$       370.34	$   15.29	+29.5%
Singapore-listed Companies
Cerebos Pacific (Privatised)	$       5.040	$            6.600	$    0.25	+35.9%
Singpost	$       0.935	$            1.305	$    0.0875	+48.9%
SPH	$       3.740	$            4.39	$    0.490	+30.5%
Breadtalk	$       0.550	$            0.995	$    0.028	+86.0%
Popular Holdings	$       0.164	$            0.280	$    0.023	+84.8%
Singapore Performance	$     10.429	$          13.570	$    0.8785	+38.5%
Overall Performance	$   308.229	$          383.91	$    16.1685	+29.8%

Our overall performance has gained about 30%. It means that every $10,000 invested, the investment has grown to $13,000. If you noticed, all the companies have made positive gain with 90% of them earned more than 20% each. The best investment would be Breadtalk and Popular Holdings, with both increased by 85%.

Other than Cerebos Pacific, which was delisted, due to privatisation, all the other companies still have potential to bring us good growth in our investments.

Since Cerebos Pacific was delisted, I would invest the money into the recently launched SPH REIT, and be a "commercial landlord". This REIT will enable us to collect rent every quarter.

Please feel free to comment and share about your thoughts.

Cheers.

Disclosure: Writer owns Popular Holdings shares.
Disclaimer: Readers are advised to exercise their own discretion when investing. Stock investment is considered high-risks