Wednesday, May 19, 2010

Get your cash ready for property investment

Investment in the properties is not as difficult as you may have thought.
There may be some fears that's holding you back. There fears includes "No money", "No experience", "The price is too high", "What if there is a recession?"
Do you experience one or more of these fear?

If you do, then it's quite normal. Everyone will have to start something, somewhere at sometime. Once you start and gain experience, you will eliminate all those fears that we mentioned above.

Now it's the time to get ready your cash and CPF to buy an investment property. We'll wait for a good chance to buy the property at a bargain. Meanwhile, it's always good to look at the papers and websites to search keep track of the property prices.

Step 1: Choose a few areas that you would like the investment property to be.

Step 2: Check the transacted prices through

Step 3: Check the newspapers' classified, Internet ( or or once a week.

Step 4: Get a very reliable property agent, who also has experience, to look out for fire sale out there.

Step 5: Get ready your cash, to pay the 5% and stamp duty. Always be ready to grab one property whenever possible.

Step 6: Wait patiently if you cannot find one now or in the near future.

The 6 steps above can help you grow your assets and cash till you retire.

If you would like to know how much returns you can get investing properties, kindly email to

Have fun searching.

Thursday, May 6, 2010

Stockpiling Time

Last night, 6 May 2010, DOW went down more than 3% and the Greece situation has caused panic selling around the world. This is the period we like. It's time to stockpile some value stocks now.

In Singapore today, 7 May 2010, people are panic selling too. Popular is trading between $0.145 and $0.150, banks are worse hit. All the three banks are down, despite reporting better than expected results.

In the US, Citigroup is trading below $4, for the first time in 3 months. It is reported that Citigroup is not involved in the technical glitch in NYSE last night, and they are expanding everywhere outside US, except Europe. I still agree with other analyst that Citi will reach $12 by 2012. Earnings in Citi are solid and they have already firm the company and earnings are coming in.

Popular's new MD maded an announcement that Popular will have a single digit earnings growth this year. I think people have forgotten about this annoucement and panic selling Popular too. At $0.15, it's really a steal. Dividend yield is at 13.3% (if according to historical dividend of $0.02 annually). Popular will announce annual result in late May or early June, therefore I feel that this is a good time to stockpile.

The above is just some personal thoughts, it still depends on yourself whether to buy or not.


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