Monday, October 26, 2015

Growth after three and a half years of investment

Hi all, 

Sorry for not being able to the update the blog sooner. It has been a hectic year as I am rebuilding my company's brand after a partnership gone sour. 

Good to be back to give an update on the investments.

I will not be updating the Singapore shares from now till further notice as savings will not grow if we invest in Singapore Companies. However OCBC Bank will be a good investment if you are looking at the banking sector. Any price below S$9.00 is a good buy, which happened a few months back.

On the other hand, US companies are still good to invest in. Starbucks and Walt Disney will continue to grow, hence still a good stock to hold on to. Other companies worth looking out for: Burger King and Microsoft.

Company1/2/201223/10/2015 Total Dividend Dividend YieldPercentage Gain/LossCompounded Gain/Loss
US-listed Companies
McDonald's $ 99.39  $ 112.59  $ 12.67 12.7%26.0%6.8%
Coca-Cola (2x) $ 69.70  $ 85.58 $ 8.37 12.0%34.8%8.9%
Starbucks (2x) $ 46.17  $ 125.22 $ 3.677.9%179.2%34.1%
Walt Disney $ 38.85  $ 113.09 $ 3.42 8.8%199.9%36.9%
Las Vegas Sands $ 43.76  $ 49.19 $ 8.75 19.9%32.4%8.3%
Total Investment $ 297.87  $ 485.67  $ 36.8812.4%75.4%17.4%
Cheers.

Tuesday, March 31, 2015

Hi all,

Another year has passed.

I will be using the stock price as at 30 March 2015, to gauge our selected investment for the past 39 months.

Grand Apex Holdings Pte Ltd has offered to buy all Popular Holdings shares at $0.32 per share in March 2015. After this, I will not analyse any more Popular Holdings shares.

Coca-Cola had a 2 for 1 split in July 2012. Hence dividend received after that is multiplied by 2. Share price is also multiplied by 2.


Company1/2/201231/3/2015 Total Dividend Dividend YieldPercentage Gain/LossCompounded Gain/Loss
US-listed Companies
McDonald's $ 99.39  $ 97.88  $ 10.12 10.2%8.7%2.8%
Coca-Cola (2x) $ 69.70  $ 81.02 $ 7.38 10.6%26.8%8.2%
Starbucks $ 46.17  $ 95.98 $ 3.03 3.9%114.4%29.0%
Walt Disney $ 38.85  $ 106.12 $ 2.76 1.9%180.3%41.0%
Las Vegas Sands $ 43.76  $ 55.29 $ 7.80 17.8%44.2%13.0%
Total Investment $ 297.87  $ 436.29  $ 31.096.4%45.2%16.1%
Singapore-listed Companies
Singpost $ 0.935  $ 1.970  $ 0.200 21.4%132.1%32.4%
SPH $ 3.740  $ 4.190  $ 0.850 22.7%34.8%10.5%
Breadtalk $ 0.550  $ 1.360  $ 0.061 11.1%158.4%37.2%
Popular Holdings $ 0.164  $ 0.320  $ 0.033 20.1%115.2%29.1%
Total Investment $ 5.389  $ 7.840  $ 1.14421.2%66.7%18.6%
Grand Total $ 303.259  $ 444.13  $ 32.234 10.6%57.1%16.2%

Wednesday, January 15, 2014

Value of investment after 24 months

Dear all,

It is the end of another good year. In this post, we will see how much we have gained for the past two years for the stocks that we have bought in January 2012.

If you refer to the table below. I would say that we have a very good investment portfolio. There may be some changes that we need to make. McDonald's has not been making good progress. This may be because McDonald's have been categorised as a Value Company instead of a Growth Company. The other companies are still able to give us a double-digits growth, hence we should be happy with the growth in our investment.

Our total growth is still good at 20.4% compounded for 2 years. It means that if we were to invest $10,000 in the January 2012, We would have $14,500 today. This $4,500 gain is so much more than the meagre interest that you would earn in fixed deposits. 20.4% compounded gain is also higher that the average inflation of 6% for the past two years. Meanwhile, I am still happy with the current investment and let's see how much we will get at the end of 2014.

Cheers.

Disclaimer: Readers are advised to exercise their own discretion when investing. Stock investment is considered high-risks

Company 1/2/2012 31/12/2013  Total Dividend  Dividend Yield Percentage Gain/Loss Compunded Gain/Loss
US-listed Companies
McDonald's  $ 99.390  $ 97.030  $ 6.690 6.7% 4.4% 2.2%
Coca-Cola  $ 69.700  $ 82.620  $ 4.790 6.9% 25.4% 12.0%
Starbucks  $ 46.170  $ 78.390  $ 1.780 3.9% 73.6% 31.8%
Walt Disney  $ 38.850  $ 76.400  $ 0.750 1.9% 98.6% 40.9%
Las Vegas Sands  $ 43.760  $ 78.870  $ 5.150 11.8% 92.0% 38.6%
Total Investment  $ 297.870  $ 413.310  $ 19.160 6.4% 45.2% 20.5%
Singapore-listed Companies
Singpost  $ 0.935  $ 1.350  $ 0.125 13.4% 57.8% 25.6%
SPH  $ 3.740  $ 4.000  $ 0.640 17.1% 24.1% 11.4%
Breadtalk  $ 0.550  $ 0.895  $ 0.033 6.0% 68.7% 29.9%
Popular Holdings  $ 0.164  $ 0.240  $ 0.023 14.0% 60.4% 26.6%
Total Investment  $ 5.389  $ 6.485  $ 0.821 15.2% 35.6% 16.4%
Grand Total  $ 303.259  $ 419.795  $ 19.981 6.6% 45.0% 20.4%

Thursday, August 1, 2013

18 months report card

Hi everyone,

Sorry to have kept you waiting. It's has been almost a year after my last post talking about our investment report card 8 months after the new stock selection in January 2012. For the past year, Jac's Learning Centre Pte Ltd was undergoing a merger. After the merger, we have set up new branches and coming up with new projects have kept me busy for almost a year and I really missed sharing my investment views with you. For more information about our branches and new projects, please refer to http://www.jlc.com.sg

It's nice to be back and I want to show you that the investment choices that I have made in January 2012 allowed me to sleep comfortably at night. I wanted to show you that once you have made a sound investment in good companies, you can focus on your work without any worries.

18 months has passed since my last selection of companies in January 2012. Let us look at the gains that we have made with those investments.



CompanyPrice on
4 January 

2012
Price on
29 July 2013
Total Dividends
for  
past 18 months
      Percentage
         gain/loss (include dividend)
US-listed Companies
McDonald's $     99.39 $          97.87       $   5.110+3.6%
Coca-Cola (Split on 13/8/12) $     69.70 $          80.56       $   3.670+20.8%
Starbucks $     46.17 $          72.45       $   1.310+59.8%
Walt Disney $     38.85 $          64.61       $   0.750  +68.2%
Las Vegas Sands $     43.76 $          54.85       $   4.450+35.5%
US Performance $  297.87 $       370.34       $   15.29+29.5%
Singapore-listed Companies
Cerebos Pacific (Privatised) $       5.040 $            6.600       $    0.25+35.9%
Singpost $       0.935 $            1.305       $    0.0875+48.9%
SPH $       3.740 $            4.39       $    0.490+30.5%
Breadtalk $       0.550 $            0.995       $    0.028+86.0%
Popular Holdings $       0.164 $            0.280       $    0.023+84.8%
Singapore Performance $     10.429 $          13.570       $    0.8785+38.5%
Overall Performance $   308.229 $          383.91 $    16.1685+29.8%


Our overall performance has gained about 30%. It means that every $10,000 invested, the investment has grown to $13,000. If you noticed, all the companies have made positive gain with 90% of them earned more than 20% each. The best investment would be Breadtalk and Popular Holdings, with both increased by 85%.

Other than Cerebos Pacific, which was delisted, due to privatisation, all the other companies still have potential to bring us good growth in our investments.

Since Cerebos Pacific was delisted, I would invest the money into the recently launched SPH REIT, and be a "commercial landlord". This REIT will enable us to collect rent every quarter.

Please feel free to comment and share about your thoughts.

Cheers.

Disclosure: Writer owns Popular Holdings shares.
Disclaimer: Readers are advised to exercise their own discretion when investing. Stock investment is considered high-risks

Saturday, August 11, 2012

Jac's selection for first 8 months...

It's almost three-quarters of a year. Let us relook and reflect on my selection in the beginning of the year. Take a look at the summarised table below.

Company Price in 4 January  Price on 10 August  Total Dividends for past 8 months Percentage gain/loss
US-listed Companies
McDonald's  $     99.390  $          88.200  $                          2.100 -9.1%
Coca-Cola  $     69.700  $          78.790  $                          1.530 15.2%
Starbucks  $     46.170  $          45.570  $                          0.510 -0.2%
Walt Disney  $     38.850  $          49.650  $                                 -   27.8%
Las Vegas Sands  $     43.760  $          38.950  $                          0.500 -9.8%
US Performance  $  297.870  $       301.160  $                          4.640 2.7%
Singapore-listed Companies
Cerebos Pacific  $       5.040  $            6.550  $                          0.250 34.9%
Singpost  $       0.935  $            1.060  $                          0.050 18.7%
SPH  $       3.740  $            4.060  $                          0.070 10.4%
Breadtalk  $       0.550  $            0.555  $                          0.015 3.6%
Popular Holdings  $       0.164  $            0.235  $                          0.005 46.3%
Singapore Performance  $     10.429  $          12.460  $                          0.390 23.2%
Overall Performance  $     367.87  $          373.85  $                            5.96 3.2%

McDonald's and Las Vegas Sands has the greated value loss of just less than 9.1% and 9.8% respectively. I still have faith in these two companies and I am confident they can make my investment grow. It may be a good time to stockpile McDonald's shares.
The US portfolio still has an overall 2.7% gain in value.

Meanwhile, all the five stocks that I have picked for the Singapore portfolio has gained 23.2% for the past 8 months. Cerebos Pacific has made an exit offer of $6.60 per share. Shareholders not only enjoyed the good $0.25 dividend and a surprise windfall as well.  If you have bought this share at the beginning of the year, your savings would have gained 35% in just 8 months.

Singpost and SPH has gained 18.7% and 10.4% respectively. This healthy gain signals that we should continue to hold on to these two stocks. Breadtalk's value increases only a mere 3.6%.

Lastly, I will talk about Popular. If you have read my last post, you would have known that Popular Holdings' Chairman has increased his stakes. Even after that post, he continues to increase his stake even at $0.235. This can only tell me one thing, Mr Chou is very confident of Popular Holdings in the years to come.

Please feel free to comment and share about your thoughts.

Cheers.

Disclosure: Writer owns Popular Holdings shares.
Disclaimer: Readers are advised to exercise their own discretion when investing. Stock investment is considered high-risk.

Thursday, June 21, 2012

When is the right time to buy another property?

Anytime, I would say.

Do not allow any measures to stop you from buying into any investment properties. And do not TIME the purchase of a property. You may be happy when prices fall, but you may also be angry when prices go up. We should control the situation and not let the situation control us.

Property prices out there are still at a very high selling price. But there are bound to have a few that are undervalued, which we have not discover yet. Keep on finding. Go to different showrooms and open houses to see and compare.There is close to zero percent chance that property prices will fall to the 2008/2009 prices. 

For the past one year, I have been going around house-hunting. Visit the different showflats around the island, screening through the Straits Times Classified, and surfing the Internet to find more properties on sale. Till now, I am not able to find a single property that can attract me to open my warchest to buy. 

I am really disappointed with the current situation, but I do not wait for the property come to me. I will still continue to search for undervalued valuable properties. When I found one, I will not hesitate to buy. And you should too.

Another round of cooling measures to follow? We'll just wait and see.

You may want to refer back to my post, "Singapore Property : Buy or hold till recession?" for a refresher.


Cheers.