Wednesday, March 10, 2010

Payback Time

I have just received my book Payback Time: Making Big Money is the best revenge! by Phil Town. I pre-order this book in December 2009.

I have just finished the first 2 chapters and find it very interesting. I was shock to read that how much money were actually wasted if we were to put our money with some mutual fund companies. For the past 15 years,  only 4% of the hundreds and thousands of are able to beat the S&P index each year. What happen to the 96% of them?

Hence, it is important to manage your own money and do your homework. It is not difficult to do the calculations.
There is an excel template done up. All you need is just to key in the numbers, where you can find easily on the internet, either or

I would like to share what I have learnt, through my own reading, with any friends or relatives, for free. I would charge others for $399. From 2010 to 2015, it will really be payback time as these 5 year will be bullish.

Cheers and let's make big money.....


  1. Hello,

    Wh do ou say this 5 years from 2010 to 2015 will be bullish? J5 going to reach $1m in this five years? hahaha

    Lend me your Payback Time book after you have finished.


  2. Reutrn me my Rule #1.
    Today I try the first 10 slides that I have done with Sports school students. Quite interesting. Think this Post Exam Programme can work.
    Just need to come up with the course materials now.

    Trust me, its the 5-year syndrome that I read in the book Understanding Wall Street.

    J5 cannot reach $1 mil in 5 years but can reach $100,000. Hahahahaha. That will prove that Rule #1 works.